In these constantly changing times, you need someone who will look out for your needs. Someone with the experience and professionalism needed to stay on top of the details that protect you, your family, and your business. Someone who can answer your questions and provide good, sound advice.

We at Keystone Volunteer Insurance Group, Inc. have been helping families, as well as businesses, for more than half a century.

We have the professionalism and foresight to stay educated and informed. We have the caring ability to apply that knowledge to your insurance and financial needs.

By keeping up with current insurance and financial trends, and offering outstanding service that emphasizes long-term relationships, Keystone Volunteer Insurance Group, Inc. has earned a reputation for its integrity and commitment to its clients and the community.

Providing stability, vision and empathy, we have been here for you and your business in the past and will be here for you in this new century.

You need someone in your insurance and financial corner. You need Keystone Volunteer Insurance Group, Inc.

James R. Tierney, Jr. CIC Executive Producer Jim has been an independent business person and insurance agent in the Five County Area for the past 35 years.  Currently he serves as the Executive Producer for Francis Hall Insurance & Risk Management Services with various specialties. Jim is a Certified Insurance Counselor receiving his designation in 1998.  Jim has taught classes at the Williamson Free School of Mechanical Trades in Media advising graduating seniors on insurance coverage’s for the new business owner.

Jim attended St. Joseph’s University and Widener University where he majored in accounting.  He proudly served in the United State Navy as a Hospital Corpsman in the 2nd Marine Division. He is involved in the community, particularly Lions International where he served as President of the Lions Club of Upper Darby, and received a humanitarian award from the Chapel of the Four Chaplains for his work with Lions International.  Also, Jim is a member of the Delaware County Chamber of Commerce.

Jim’s business philosophy has provided him great success.  He becomes the “advocate” of his clients applying the simple approach of treating his clients as he, himself would like to be treated, with “Honesty and Respect”.  He believes that insurance policies are important to those unknown, future losses that can cripple and business or organization. However, he works with his clients to identify and analyzes the potential for loss his clients are exposed to with the goal to determine ways to reduce or eliminate future losses, with tailoring proper insurance to cover them, if they do occur.  He believes that “Preventative Risk Management Measures” are better for the financial health of his clients then being at the mercy of the unexpected.

Robert B. Hall, CPCU, CLU, ChFC, ARM, ARM-P President and Risk Management Consultant Bob has been servicing the Five County Area for over 34 years. He serves as President and Risk Management Consultant for Francis Hall Insurance & Risk Management Services, Associates for Insurance & Risk Management (AFIRM); Public Entity Protection Program (PEPP) and Keystone Volunteer Insurance Program (KVIG). Bob is a Risk Management specialist and has earned the Chartered Property and Casualty Underwriter designation (CPCU), Associate in Risk Management (ARM) and the Public Entity Risk Management (ARMP), from the American Institute of Property and Casualty. In addition he has earned the Chartered Life Underwriter and Chartered Financial Consultant Designations (CLU, ChFC) from the American College.

He also teaches for the Insurance Society courses for the American Institute of Property & Casualty, specializing in "Public Entity Risk Management" and for those classes associated with the "ARM". Further has also taught Chester County's Business Insurance Multi-Lines courses, sponsored by Insurance and Financial Advisors Training Council. He further provides "Training" in fields of "Sexual Harassment, Lifting, Blood Borne Pathogens, Fire Prevention, Human Resource Management, etc." Also, he is a certified instructor for the Department of Labor & Industry for Training of Safety Committees. In additon, Bob is a member and serves on the Tri State Board of Directors of the Insurance Agents & Brokers Association (IA&B). He has also served on the Boards of the Independent Insurance Agent Association where he is a past President for the Local Chapter, National Association of Insurance and Financial Advisors, where he has served as the local past President, Society for CPCU where he has served as a Director, Chester County Estate Planning Council, where he has served as a past President. He is also a member of the Society of CLU and ChFC and the Association of Health Insurance Agents (AHIA). In addition he was a member of the "Steering Committee" of Project Invest which has developed a special "Insurance and Finance" Curriculum for High School and Community College students who desire to pursue future employment in these industries in Chester County and the surrounding area.

Bob is also a member of the Coast Guard Auxiliary of Homeland Security and Fame Fire Company. In addition he serves on various other Non-Profit Boards in the local community and coaches Girls Soccer and enjoys sailing.

His business philosophy is to identify and analyze potential loss exposures for his clients and develop a proactive approach to reduce frequency and severity of possible future claims. His opinion is that "No Claim is Acceptable." Insurance is a tool to soften the financial impact of a loss, but finding ways to reduce or even eliminate a future loss is far more profitable. There are always alternatives. He believes that his clients CAN INFLUENCE THEIR INSURANCE PREMIUM COSTS, TO REDUCE THEM, NOT JUST PAY THEM. IT'S A BETTER CHOICE. YOU SHOULD BE IN CONTROL.